Final Expense Insurance For Type 2 Diabetes

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Burial Insurance For Type 2 Diabetes

Type 2 Diabetes (just like type 1 diabetes) can be easily managed today. Now that much progress has been made on how it can be treated.

Granted that you are serious in managing your diabetes and lead a healthy lifestyle.  If you’re looking to secure a burial or final expense insurance, you deserve the best policy there is.

So if you’re managing your Type 2 Diabetes well, you deserve the very best final expense insurance policy out there! But you wouldn’t want to get it from just any other insurance company, right? You want it from the very best there is! 

Ready for this? You, as considered a pre-existing condition and a Type 2 Diabetic applicant, we can give you a final expense insurance policy with the best range of 10k to 40k full coverage benefit! 

We here at InsuranceForBurial.com have helped over 95% of our clients get the best final expense insurance policies from top-rated A+ insurance companies.

These insurance policies are “top of the line” when it comes to benefits and these have the lowest payment rates with immediate insurance coverage from day 1. 

But please remember, with us, with Type 2 Diabetes whether you’re in the best shape or not, no matter how mild or severe your condition is, we are certain that we can always give you the best possible burial or final expense insurance possible from top-rated A+ companies. 


What Is The Best Final Expense Insurance Policy

In this day and age of the insurance industry, the very best final expense insurance policy should have the lowest payment rates.  Immediate insurance coverage on day 1 (no waiting period).  And with innovative additional benefits features.

These are sometimes called “Simplified”or “Level”policy types. These policies can only be offered by top-rated A+ insurance companies that specialize in final expense insurance. 

OK… so how can you secure the very best?


How To Get The Very Best Final Expense Insurance Policy If You Have Type 2 Diabetes

Right now, reading this, you’re already on step 1, please fill out our instant quote toolbox at the left. To get more details, please contact our seasoned independent ​Final Expense Insurance Specialists. ​ Specializing in getting Type 2 Diabetes applicants a simplified or level type of final expense insurance. 

We will be with you every step of the way to guide you through the intricacies of every top-rated A+ insurance companies that we know will see your present health condition the best. 

Getting a simplified or level type of policy (which are the very best) means you have to undergo an underwriting process. (There is no medical exam.)

This is where you answer sets of questions from the insurance companies to let them assess your present condition and to determine if you are eligible for a simplified/level type of policy. 


What Are The Most Common Things Final Expense Insurance Carriers Ask About When Having Type 2 Diabetes

These are the common lifestyle questions. In fact standard questions, but they can heavily affect the quality of your final expense insurance offers 

  • Gender 
  • Weight 
  • Date of Birth 
  • Occupation 
  • Income 
  • Height 
  • Your Tobacco use 
  • Alcohol or drug abuse 
  • Lifestyle 

If any one of your answers is untoward or i.e. you’re overweight, still to smokes tobacco, still drinks alcohol, etc. we would advise you to stop first.  But it doesn’t really matter because we can find you top-rated A+ insurance companies that are tolerant with their underwriting process. 


Some Questions Will Be For Them To Know If You Have Other Diseases Associated With Your Type 2 Diabetes

  • Do you have constant high blood pressure? 
  • Have you ever experience chest pains? 
  • Do you have abnormal ECG results? 

Another Set Of Questions Will Specifically Ask You Details About Having Type 2 Diabetes

  • How many units of insulin are you taking per day? 
  • What age were you diagnosed with diabetes? 
  • What prescriptions are you taking? 
  • Did you have an amputation due to diabetes? 
  • Have you have gone into insulin shock? 
  • Have you ever been in a diabetic coma? 
  • Do you have neuropathy (nerve/circulatory issues due to diabetes)? 
  • Do you have retinopathy (eye issues due to diabetes)? 
  • Have you been diagnosed with nephropathy (kidney issues due to diabetes)? 

Some of the questions above are very serious about having Type 2 diabetes. So please, do not let your Type 2 diabetes come to these poor conditions and take good care of yourself.  Consult with a nutritionist and regularly visit your doctor. 

Now, if you answer negatively to one or more questions above i.e. having an amputation due to diabetes, had experienced insulin shock, kidney disease or diabetic coma, have retinopathy, etc. –  do not worry! 


What is my Burial Insurance Rating

This is when it is critical to contact our Final Expense Insurance Specialiststo help you answer these types of questions as truthfully as you can to still get a simplified/level type of policy. 

On other insurance companies, if you say yes or if your answer is unacceptable to any one of the things being asked above, they will flat out reject your application. 

Again, this is where our expert knowledge of the underwriting process of every top-rated A+ insurance companies can mean the difference of you either being completely rejected, pay a lot more OR pay the best price like a completely healthy person. 

But What If You Unavoidably Did Not Get An Offer For A Simplified Or Level Type Of Final Expense Insurance Policy As A Type 2 Diabetic

Don’t be worried even if you did not get a simplified or level type of policy. The good thing is that we can still help you get the next best policy offers. No matter how severe your Type 2 Diabetes condition may be. 

These Are The Next Best Policy Types If You Are Unable To Get A Simplified, Level Or Preferred Type Of Final Expense Insurance Policy

Modified Policy 

This will be offered to applicants with some considerable risks with slightly increased payment rates with full benefits release if the client dies after the waiting time period. 

For instance, depending on the insurance company, these might be its features when the applicant passes away: 

  • Refund of all premiums paid plus interest within the waiting time period. 
  • Partial benefits release if you pass away within the waiting time period. 
  • Full benefits release if the applicant passes away by accident anytime. 

Guaranteed Issue Policy 

This policy is not only great for senior citizens but also for ages 40 to 89 with serious illnesses. 

In fact, this policy can be secured within 30 minutes with same day approval. This has no medical underwriting. Does not have any questions and will not evaluate your health at all. This has the highest payment rate with 2 years minimum of waiting time period. 

Depending on the insurance company, it also has the same features as modified: 

  • You get a refund of all premiums paid plus interest within the waiting time period. 
  • Also, partial benefits release if you pass away within the waiting time period. 
  • Full benefits release if the applicant passes away by accident anytime. 

So you’re still getting the best possible policy if you’re profiled as a moderate or high-risk applicant. 

Overall, it’s still important to secure a burial or final expense insurance policy to have a peace of mind to not worry about our loved ones that we might leave behind. 


How InsuranceForBurial.com Can Help You Get The Best Final Expense Insurance Policy

With over 26 years of experience, we have over 95% success rate on getting Type 2 Diabetic applicants simplified/level insurance type policies from top-rated A+ insurance companies.

Our final expense insurance specialists are licensed in 49 states and have an expert level knowledge to every final expense insurance companies’ underwriting process. 

Also, no matter how severe your health condition is with type 2 diabetes, we can assure you that we can get you the next best possible insurance policies out there from the same top-rated A+ companies out there. 

We only need a little bit of your time and trust us with your details for us to do the hard work for you and give you the very best. 

For more information on Type 2 Diabetes, CLICK HERE.

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