***To quickly find the best final expense insurance offers from top-rated A+ insurance companies, please fill out the instant quote tool at the right or call us to better assist you. No matter how mild or severe your type 1 diabetes is, we got you covered!
Do not let the days pass by wrapped around with thoughts of anxiety for your loved ones. Securing final expense insurance will give you peace of mind and that’s priceless regardless of pre-existing conditions.
But you certainly don’t need to pay much more for it. SO DONT!
There are still a lot of final expense insurance companies that treat Type 1 Diabetes as a complicated high-risk disease. These burial insurance companies will reject and often offer burial or final expense insurance policies with higher rates with 2 years minimum of waiting time period.
But we specialize in burial insurance for diabetic seniors!
Article Easy Navigation
- Here’s What You Need To Do To Avoid These Types Of Insurance Companies
- Getting The Best Final Expense Insurance For Type 1 Diabetes Applicants
- Another Set Of Questions Will Specifically Ask You Details About Having Type 1 Diabetes
- What Complications Of Type 1 Diabetes Can Make It Harder To Secure Burial Insurance
- Have You been Denied Burial Insurance Because Of Type 1 Diabetes
- Modified Final Expense Insurance Policy
- Guaranteed Issue Final Expense Insurance Policy
- What InsuranceForBurial.com can do to help you get the best final expense insurance policy
Here’s What You Need To Do To Avoid These Types Of Insurance Companies
You need an independent final expense insurance specialists that have a lot of experience finding the best policies for type 1 diabetes.
In fact, they also need to have access to top-rated A+ final expense insurance companies. These companies must offer affordable plans with innovative additional benefits features at no additional costs.
We here at InsuranceForBurial.com take pride in our insurance specialists. The founder has over 26 years of experience helping thousands of diabetic applicants get the best affordable final expense insurance policy possible.
Our specialists have access to dozens of top-rated A+ companies that gives affordable outstanding burial or final expense insurance policies that no other insurance companies can offer.
What we ONLY NEED from you is a little bit of your time to provide us with your details, the rest, leave it to us and you can relax. We guarantee you will have the best affordable final expense insurance possible for you.
[Fill in the instant quote box at the right for top-rate offers from the best A+ companies]
Getting The Best Final Expense Insurance For Type 1 Diabetes Applicants
So you might be asking yourself what makes a burial or final expense insurance policy the best?
In this day and age, the exact answer is…
The one with the lowest rates, immediate protection day one, and innovative additional benefits features.
This type of policy is called a “simplified” or “level”
So, how can you get final expense insurance with the lowest rates, immediate protection, and innovative additional benefits features?
You want to apply for burial or final expense insurance with a simplified underwriting process.
The process involves answering a series of questions about your health, lifestyle, and other illnesses that may have been the result of your type 1 diabetes.
These standard questions are simple but they affect the quality of your final expense insurance offers
- Date of Birth
- Tobacco use
- Alcohol or drug abuse
Another Set Of Questions Will Specifically Ask You Details About Having Type 1 Diabetes
It’s important to answer these questions if you want to secure the best life insurance for diabetics type 1.
- What age were you diagnosed with diabetes?
- How many units of insulin are you taking a day?
- What prescriptions are you taking?
- Have you have gone into insulin shock?
- Have you ever been in a diabetic coma?
- Did you have an amputation due to diabetes?
- How many units of insulin are you taking per day?
- Do you have retinopathy (eye issues due to diabetes)?
- Do you have nephropathy (kidney issues due to diabetes)?
- Do you have neuropathy (nerve/circulatory issues due to diabetes)?
Every insurance company has different questions and wording, so you need to carefully answer and keep in mind how the questions are worded.
This is where the help of a seasoned Final Expense Insurance Agent that helped thousands of diabetic patients is critical.
A seasoned final expense insurance agent will guide you on how to answer the questions tactically with the utmost truth.
The most critical factor of getting the best possible burial insurance policy is how you will answer the underwriting questions. This is crucial to the insurance company.
Excessive answering will negatively affect the quality of your burial policy decision. In addition, at the same time understatements could be considered a lie. Or called misrepresentations.
It’s common knowledge that if you’re proven to give false answers to insurance company questions, you will receive nothing in the end but a decline.
What Complications Of Type 1 Diabetes Can Make It Harder To Secure Burial Insurance
These are some serious complications of having Type 1 Diabetes:
- Diabetic Coma Insulin Shock
- Retinopathy (Eye issues due to diabetes) Amputation due to diabetic complications Taking more than 50 units of insulin a day Nephropathy (Kidney issues due to diabetes)
- Neuropathy (Nerve/Circulatory Issues due to diabetes)
These serious complications from having Type 1 Diabetes are the most commonly flagged by other insurance companies. Most Burial Insurance companies will give you higher rates.
Keep in mind, uncontrolled diabetes puts you at a higher risk for stroke.
In some cases with waiting periods. Others, when having any one of these complications will just plainly reject or decline your underwriting application for a simplified or level type of policy.
Now, always remember that we here at InsuranceForBurial.com can definitely give you the best final expense insurance policy possible.
Also, regardless of how mild or severe you Type 1 diabetes may be.
There are other insurance companies that are OK with these serious complications. Above all, you need the right Final Expense Insurance Specialist that has access to dozens of top-rated A+ insurance companies.
In addition, an agent that will offer high quality and affordable insurance policies with innovative additional benefits features.
Having a simplified or level type of final expense insurance policy while having type 1 diabetes normally is difficult.
However, working with us is like having the best final expense insurance policy with the lowest rates and immediate protection like anybody who has perfect health. We consider this a qualified health impairment.
Have You been Denied Burial Insurance Because Of Type 1 Diabetes
But what if you get declined for a simplified or level type of policy?
If you have a severe case of Type 1 Diabetes and for some reason you were not able to qualify for a simplified or level type of policy which has the lowest payment rates and immediate coverage, do not worry, we here at InsuranceForBurial.com can offer the next best policy offers still from top-rated A+ companies for you.
These are still high quality offers at affordable rates with innovative additional benefits features. Most important, same-day coverage.
Modified Final Expense Insurance Policy
This will be offered to applicants with some considerable risks with slightly increased rates and with a waiting time period.
This might include partial benefits release if you pass away within the waiting period and a full benefits release if the applicant passes away by accident anytime.
Guaranteed Issue Final Expense Insurance Policy
This policy can be secured within 30 minutes with same day approval. This usually has the highest rate with 2 years minimum of a waiting period.
This might also include partial benefits release if you pass away within the waiting period and a full benefits release if the applicant dies by accidental cause anytime.
Lets cut to the chase, being offered a modified or guaranteed issue insurance policy only means you may have some other health conditions or concerns.
All insurance companies will be thorough and will look at your entire health profile before offering any policies, which might be very intricate. This is why you really need a Final Expense Insurance Specialists that have access and know the ins and outs of every top-rated A+ insurance companies.
Having only offered modified or guaranteed issue insurance policy should not be disappointing as long as they’re from top-rated A+ insurance companies. These are still affordable and have the best rates for this type of policy.
These A+ insurance companies also have additional innovate benefit features like coverage when you get a chronic disease. This is partial coverage on time of death while on waiting period and additional interest on what you have paid, etc.
What InsuranceForBurial.com can do to help you get the best final expense insurance policy
With over 26 years of experience, we have helped thousands of Type 1 Diabetic cases get the best final expense insurance policy. Our main priority is to give you the best policy with affordable rates from the dozens of top-rated A+ insurance companies that will offer more benefits compared to any other companies out there.
We will make it very easy for you, there will be no non-sense requirements, simple and easy application process with same-day application instant approval in less than 30 minutes!