How To Buy Burial Insurance After A Blood Clot In 2024

Looking for burial insurance after a blood clot? You cam to the right place.

Senior citizens are susceptible to many ailments and diseases including blood clots. Blood clots can be very devastating and even life-threatening.

However, it’s important that you know that thrombosis life insurance may be an option for you if this is a concern. If you have been diagnosed with a blood clot, contact us today at (855)380-3300.

We can help connect applicants with the right type of coverage to make sure they don’t pay more than necessary on their monthly premiums.

Burial Insurance For Applicants With Blood Clot

Is pulmonary embolism a pre-existing condition? In this article, we will go over the impact blood clots have on burial insurance rates. Above all, having blood clots is a pre-existing condition that in most cases is serious.

Below we will explain how this is a qualified health impairment that we specialize in.

How Final Expense Insurance Companies May Respond To Blood Clots

Now there are some insurance companies out there that will specifically ask if you recently had a blood clot and some will not.

As with any insurance company, some just have the insurance policies designed to take on the risk of health conditions that they include in their specialization.

Burial or final expense insurance companies that have insurance policies that can easily absorb the risks of blood clots can offer you the lowest rates with no waiting time period.

On the other hand, If you applied to an insurance company that is not keen on blood clots, they would just reject your application right there and then or offer insurance policies with higher costs with the waiting time period.

For that, you need a vastly experienced Final Expense Insurance Specialist who has access to a lot of top-rated A+ insurance companies who have policies intended to take on the potential risks of having a blood clot.

We here at are a team of seasoned insurance agents that can expertly find you the best offers from top-rated A+ final expense insurance companies no matter how mild or severe your blood clot situation is.

So please call us and we will help you breeze through all of the “hoops and hops” that insurance companies may have.

How To Get The Best Final Expense Insurance Policy If You Have A Blood Clot

The best type of burial or final expense insurance policy is sometimes called one of the following: simplified, preferred, or level. This is the best because of the lowest payment rates and it has immediate insurance coverage (no waiting time period).

In order to secure this, you need to undergo an underwriting process, which means you will need to answer some questions regarding your health and your blood clot situation.

The Truth About Burial Insurance Underwriting With Blood Clots

Is DVT a pre-existing condition? The sets of underwriting questions from different insurance companies vastly vary so it’s very important that you have help with an independent insurance agent who knows which insurance companies are worth applying to.

Now, if you had a blood clot and have undergone treatment, insurance companies’ underwriting questions will focus on what kind of blood clot you had or have, when it was detected, medications or surgery you might had and other health issues you may have, etc.

Here’s a list of what essentially may be asked:

  • When was your blood clot diagnosed?
  • Where you prescribed with medications? What medications and when? Blood Thinners?
  • Did you have any surgeries to treat your blood clot?
  • Have you ever been diagnosed with deep vein thrombosis?
  • Do you have other health complications and medications?
  • Did the blood clot cause a heart attack?
  • Were you ever diagnosed with a mini-stroke or full-blown stroke?

If you decide to move forward with us, we will need these kinds of details for us to determine which from the dozens of top-rated A+ insurance companies will give you the best final expense insurance possible.

With the details being asked above, the most common things that insurance companies are on the lookout for are Pulmonary embolism, deep vein thrombosis, and if you had some sort of surgery to treat the blood clot.

Here are our partner carriers and how they underwrite blood clots.

Our Partner Insurance Companies Underwriting For Blood Clots

Company Name Plan
American Amicable (Senior Choice) Immediate
CFG Elite
CVS (Aetna Accendo) Preferred
First Guaranty If treated within 2 years, Modified
Foresters (PlanRight) Preferred
GPM Level
Great Western If treated within 2 years, Graded
Guarantee Trust Life Graded
Liberty Bankers Preferred
Lincoln Heritage If treated within 2 years, Modified
Mutual of Omaha (Living Promise) Level
Prosperity (New Vista) Level
Prosperity (PrimeTerm to 100) PrimeTerm to 100
Prosperity (Vista Premier) Level
Royal Arcanum (Graded Benefit) Graded
Royal Arcanum (SIWL) If treated within 2 years, Decline
Royal Arcanum (Whole Life) If treated within 3 years, Decline
Royal Neighbors Level
SBLI (Living Legacy) Preferred
Security National (Loyalty Plan) If treated within 2 years, Modified
Sentinel If treated within 5 years, New Vantage II (Graded)
UHL If treated within 2 years, EIWL

Final Expense Insurance For Deep Vein Thrombosis And Pulmonary Embolism

Deep Vein thrombosis can eventually develop into pulmonary embolisms where the blood clots from the legs may dislodge or broke down into multiple blood clot clumps and get wedged into single or multiple arteries in the lungs.

This makes it more difficult for the lungs to provide oxygenated blood into the rest of the body, most especially to the heart.

These conditions can be life-threatening that is why most of the final expense insurance companies are take utmost caution and directly ask about them.

If you had or have deep vein thrombosis or pulmonary embolism, it’s best to call our Final Expense Insurance Specialists to expertly help you find the best final expense insurance company that will offer the best possible insurance policy.

Final Expense Insurance With Pulmonary Emboli

The Importance Of The Timing Of Your Circulatory Surgery To Treat Your Blood Clot

If you had surgery to treat your blood clot, your options may, unfortunately, become limited.

The most common surgeries to treat blood clots are vena cava filter placement and Surgical thrombectomy that can lead to other health implications such as additional medications, health care facility adjustments, and possibly (but rarely) additional surgeries.

In any case, the timing of any surgery that’s part of the circulatory system will directly affect the quality of insurance policy offers from insurance companies.

How Insurance Companies Offer Policies Depending On The Timing Of Your Surgery

You had surgery within the last 12 months

Most final expense insurance companies will only offer policies with higher payment rates 15 to 30% more with 2 years waiting time period. This would be a guaranteed acceptance policy.

You had surgery after the last 12 months but within the past 24 months

Most of the top-rated A+ insurance companies that we will look into for blood clot surgery clients will only have a 12 months look-back review.

If you don’t have any other issues aside from having a blood clot surgery within the last 24 months, we can most probably get a simplified policy type of final expense insurance which means the lowest payment rates and with immediate insurance coverage (no waiting time period).

Your surgery was over 24 months ago

In this case, most of the top-rated A+ insurance companies that we will have for you will basically disregard that you had surgery for blood cloth if it was over 24 months ago. You will definitely receive a simplified or level final expense insurance type of policy with immediate insurance coverage from day 1.

How To Get The Best Burial Or Final Expense Insurance Policy After A Blood Clot

How we here at can you help you find the best final expense insurance possible.

Our team of careful insurance experts finds the best insurance plans for everyone. With over 29 years of experience, we can operate in all 50 states.

We offer only the best policies from the very top insurance companies, and these come with cool extra features that don’t cost any more money.

We’re proud to say we’ve helped more than 95% of our customers who have had blood clots. We’ve found them the best final expense insurance plan, which means low payments and insurance coverage that starts right away.

What we only need from you is a little bit of your time on the phone to ask you important details about your health and the state of your blood clot situation.

Blot Clot Life Insurance

Talk to us now! We promise you a simple interview process with no non-sense requirements.

For more information on blood clots, CLICK HERE.


1. What is burial insurance after blood clots?

Burial insurance after blood clots is a type of final expense insurance specifically designed to cover funeral expenses and other costs associated with the end-of-life for individuals who have experienced blood clots.

2. Can I get burial insurance if I’ve had a blood clot?

Yes, many insurance companies provide burial insurance policies for individuals who have had blood clots. However, your specific health history, including the time since your last blood clot and any ongoing treatments, may affect your eligibility and rates.

3. Are there waiting periods for burial insurance after a blood clot?

Depending on the insurance company and your personal health history, there may be a waiting period before your coverage becomes effective. These periods may vary, but they usually range from 2 to 3 years.

4. Does having a history of blood clots increase the cost of burial insurance?

A history of blood clots can potentially increase the cost of your burial insurance. Insurance companies calculate risk based on health history, and having blood clots might be considered a risk factor.

5. What information will I need to provide about my blood clots to get burial insurance?

When applying for burial insurance, you will likely need to provide information about your medical history, including the number and dates of any blood clots, any related hospitalizations, your treatment history, and any medications you’re taking.

6. Do all burial insurance companies cover people with a history of blood clots?

Not all burial insurance companies might cover individuals with a history of blood clots. It’s important to shop around and speak with different providers to find the coverage that best suits your needs and circumstances.

7. What’s the process for applying for burial insurance after a blood clot?

The application process usually involves filling out a form detailing your personal information and medical history. Some companies might require a medical exam or additional medical records, while others may not.

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We know that final expense insurance can be confusing and complicated, but it doesn’t have to be. You may need the help of an expert for this type of coverage if you’re a blood clot patient or someone with another medical condition like diabetes. Our team is ready at your service 24/7 so call us today!

We’ll make sure you get personalized attention from one of our licensed agents who will walk you through each step in the process until we find the right plan for your needs. Give us a ring now (855) 380-3300 and request a quote online by clicking here . We’ll do all the work for you so go ahead and enjoy some time off while we take care of business!

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