Senior citizens are susceptible to many ailments and diseases including blood clots. Blood clots can be very devastating and even life-threatening.
However, it’s important that you know that thrombosis life insurance may be an option for you if this is a concern. If you have been diagnosed with a blood clot, contact us today at (855)380-3300.
We can help connect applicants with the right type of coverage to make sure they don’t pay more than necessary on their monthly premiums.
- Burial Insurance For Applicants With Blood Clot
- How Final Expense Insurance Companies May Respond To Blood Clots
- How To Get The Best Final Expense Insurance Policy If You Have A Blood Clot
- The Truth About Burial Insurance Underwriting With Blood Clots
- Final Expense Insurance With Pulmonary Emboli
- Blot Clot Life Insurance
Burial Insurance For Applicants With Blood Clot
Is pulmonary embolism a pre-existing condition? In this article, we will go over the impact blood clots have on burial insurance rates. Above all, having blood clots is a pre-existing condition that in most cases is serious.
Below we will explain how this is a qualified health impairment that we specialize in.
How Final Expense Insurance Companies May Respond To Blood Clots
Now there are some insurance companies out there that will specifically ask if you recently had a blood clot and some will not.
As with any insurance company, some just have the insurance policies designed to take on the risk of health conditions that they include in their specialization.
Burial or final expense insurance companies that have insurance policies that can easily absorb the risks of blood clots can offer you the lowest rates with no waiting time period.
On the other hand, If you applied to an insurance company that is not keen on blood clots, they would just reject your application right there and then or offer insurance policies with higher costs with the waiting time period.
For that, you need a vastly experienced Final Expense Insurance Specialist who has access to a lot of top-rated A+ insurance companies who have policies intended to take on the potential risks of having a blood clot.
We here at InsuranceForBurial.com are a team of seasoned insurance agents that can expertly find you the best offers from top-rated A+ final expense insurance companies no matter how mild or severe your blood clot situation is.
So please call us and we will help you breeze through all of the “hoops and hops” that insurance companies may have.
How To Get The Best Final Expense Insurance Policy If You Have A Blood Clot
The best type of burial or final expense insurance policy is sometimes called one of the following: simplified, preferred, or level. This is the best because of the lowest payment rates and it has immediate insurance coverage (no waiting time period).
In order to secure this, you need to undergo an underwriting process, which means you will need to answer some questions regarding your health and your blood clot situation.
The Truth About Burial Insurance Underwriting With Blood Clots
Is DVT a pre-existing condition? The sets of underwriting questions from different insurance companies vastly vary so it’s very important that you have help with an independent insurance agent who knows which insurance companies are worth applying to.
Now, if you had a blood clot and have undergone treatment, insurance companies’ underwriting questions will focus on what kind of blood clot you had or have, when it was detected, medications or surgery you might had and other health issues you may have, etc.
Here’s a list of what essentially may be asked:
- When was your blood clot diagnosed?
- Where you prescribed with medications? What medications and when? Blood Thinners?
- Did you have any surgeries to treat your blood clot?
- Have you ever been diagnosed with deep vein thrombosis?
- Do you have other health complications and medications?
- Did the blood clot cause a heart attack?
- Were you ever diagnosed with a mini-stroke or full-blown stroke?
If you decide to move forward with us, we will need these kinds of details for us to determine which from the dozens of top-rated A+ insurance companies will give you the best final expense insurance possible.
With the details being asked above, the most common things that insurance companies are on the lookout for are Pulmonary embolism, deep vein thrombosis, and if you had some sort of surgery to treat the blood clot.
Final Expense Insurance For Deep Vein Thrombosis And Pulmonary Embolism
Deep Vein thrombosis can eventually develop into pulmonary embolisms where the blood clots from the legs may dislodge or broke down into multiple blood clot clumps and get wedged into single or multiple arteries in the lungs.
This makes it more difficult for the lungs to provide oxygenated blood into the rest of the body, most especially to the heart.
These conditions can be life-threatening that is why most of the final expense insurance companies are take utmost caution and directly ask about them.
If you had or have deep vein thrombosis or pulmonary embolism, it’s best to call our Final Expense Insurance Specialists to expertly help you find the best final expense insurance company that will offer the best possible insurance policy.
Final Expense Insurance With Pulmonary Emboli
The Importance Of The Timing Of Your Circulatory Surgery To Treat Your Blood Clot
If you had surgery to treat your blood clot, your options may, unfortunately, become limited.
The most common surgeries to treat blood clots are vena cava filter placement and Surgical thrombectomy that can lead to other health implications such as additional medications, health care facility adjustments, and possibly (but rarely) additional surgeries.
In any case, the timing of any surgery that’s part of the circulatory system will directly affect the quality of insurance policy offers from insurance companies.
How Insurance Companies Offer Policies Depending On The Timing Of Your Surgery
You had surgery within the last 12 months
Most final expense insurance companies will only offer policies with higher payment rates 15 to 30% more with 2 years waiting time period. This would be a guaranteed acceptance policy.
You had surgery after the last 12 months but within the past 24 months
Most of the top-rated A+ insurance companies that we will look into for blood clot surgery clients will only have a 12 months look-back review.
If you don’t have any other issues aside from having a blood clot surgery within the last 24 months, we can most probably get a simplified policy type of final expense insurance which means the lowest payment rates and with immediate insurance coverage (no waiting time period).
Your surgery was over 24 months ago
In this case, most of the top-rated A+ insurance companies that we will have for you will basically disregard that you had surgery for blood cloth if it was over 24 months ago. You will definitely receive a simplified or level final expense insurance type of policy with immediate insurance coverage from day 1.
How To Get The Best Burial Or Final Expense Insurance Policy After A Blood Clot
How we here at InsuranceForBurial.com can you help you find the best final expense insurance possible.
We are formed by a team of prudent final expense insurance specialists that has a passion to provide everyone with the best possible insurance policy. We have over 26 years of experience and are licensed in 49 states. We only offer the best policies from top-rated A+ insurance companies with innovative additional features at no extra costs.
We take pride in successfully helping over 95% of our clients with blood clots getting the best final expense insurance policy with the lowest payment rates and immediate insurance coverage.
What we only need from you is a little bit of your time on the phone to ask you important details about your health and the state of your blood clot situation.
Blot Clot Life Insurance
Talk to us now! We promise you a simple interview process with no non-sense requirements.
For more information on blood clots, CLICK HERE.
We know that final expense insurance can be confusing and complicated, but it doesn’t have to be. You may need the help of an expert for this type of coverage if you’re a blood clot patient or someone with another medical condition like diabetes. Our team is ready at your service 24/7 so call us today!
We’ll make sure you get personalized attention from one of our licensed agents who will walk you through each step in the process until we find the right plan for your needs. Give us a ring now (855) 380-3300 and request a quote online by clicking here . We’ll do all the work for you so go ahead and enjoy some time off while we take care of business!