Guaranteed Burial Insurance No Questions Asked
Do you have a pre-existing medical condition? Let’s Talk Guaranteed Issue!
Instant Same Day Approval!
There comes a time when you are faced with some high-risk health conditions that when applying for life insurance (Instant Same Day Burial Insurance), you are forced to consider a guaranteed issue burial insurance.
You may have some concerns and questions such as:
- What is a no questions funeral policy?
- What is a guaranteed issue whole life policy?
- Which insurance companies offer guaranteed acceptance regardless of my medical conditions?
A no question funeral policy is just that, no medical questions on the application at all.
That’s right, it’s a guaranteed acceptance life insurance no health questions policy!
ZIP, NADDA, Not one!
No medical underwriting!
No health questions life insurance instant same day approval!
A guaranteed issue whole life policy is meant for your funeral expenses also known as burial insurance or final expenses life insurance coverage.
It covers the funeral home, celebration of life ceremony, etc.
Although it takes on a few names, they all mean the same. Overall, it is a guaranteed acceptance life insurance no waiting period policy!
Guaranteed Issue Life Insurance
Same Day Instant Approval Burial Insurance Companies
- Gerber Life Insurance Company
- AIG Guaranteed Issue Burial Insurance Company
- Prosperity Life Prime Term to 100 (Prosperity Life Group)
- Great Western (Guaranteed Acceptance Life Insurance age 40 and over)
When it comes to pre-existing conditions, life insurance guaranteed issue has a few pros and cons.
Pros And Cons of Guaranteed Acceptance Life Insurance
Pros are it is guaranteed!! No questions asked! Accidental death pays out from day one and some have living benefits which allow you to access the policy due to NEW critical or chronical illness.
Cons, most have a graded period or a modified period.
For instance, if you were to pass away within 2 years of the activation of the policy due to an illness, the carrier will refund ALL PREMIUMS plus 10%.
So you get out of it more than you put into it! If you are thinking, “Well I can just save that money then!”. Well, you could, however, no bank is giving you 10% return in a savings account. Maybe 2%.