The Truth about Blood Thinners and Burial Insurance In 2024

The safety of your family is important to you, which is why we’re here. When it comes to burial insurance and taking blood thinners.

Above all, there are a few things that you need to know before buying a policy for the best price. Let’s take a look at some options for coverage today!

Can I Get Funeral Insurance On Blood Thinners

What is the truth about blood thinners and final expense insurance? Whether you have had a stroke or a mini-stroke, we know which carriers you need to connect with. Even if you take multiple blood pressure medications.

At any time feel free to use our instant quote tool to the right. It is important to know what your options are from our top A+ rated final expense insurance companies or give us a call at 855-380-3300.

Now let us give you the good news right now! We can absolutely help you get the best burial or final expense insurance with affordable rates and immediate coverage from day one of approval. SAME DAY!!

And remember, no matter what your situation is with taking blood thinners, our ultimate goal is to give you same-day approval within 30 minutes from top-rated A+ burial insurance companies.

The Truth On How To Get The Lowest Price With Immediate Insurance Coverage When On Blood Thinners

Can you get life insurance if you are on blood thinners? We’re sure you would not want to just apply to any final expense insurance company, right? You want the burial insurance carrier to specialize in health impairments that are treated with blood thinners!! Who are they?

So let us help you get the best final expense insurance out there with rock-bottom prices and immediate insurance coverage from top-rated A+ insurance companies.

What is one of the top final expense insurance companies? Royal Neighbors of America is one of the best A+ rated carriers and will offer you day-one coverage! As long as you do not have multiple health conditions with a certain combination of medications.

How do I get burial insurance for my parents if they are on blood thinners? Contact our final expense insurance specialists or fill out that box from the left for your convenience.

We will hold you by the hand throughout the process!

The process includes answering some health questions, medical history, medication history, family illness, and lifestyle habits.

How Do I Get Affordable Burial Insurance On Blood Thinner

Here Are Some Details That We Need To Know From You For Us To Determine Which Of Our Top A+ Insurance Companies Will Give The Best Policy Offer.

Now, in order for us to help you get the best final expense insurance at the lowest possible price with immediate insurance coverage, you need to trust us and you should only answer questions honestly.

  • What blood thinners were prescribed to you?
  • What medications are you currently taking?
  • When did you begin taking blood thinners?
  • What other medical conditions or health issues do you currently have?

We need to know your overall situation. We at know every underwriting detail of our A+ insurance companies and how they may look at you.

So with the details you provided, we can easily know which of our A+ insurance companies will have the best policy offers for you.

Burial Insurance Companies Are Strict With Applicants Taking Blood Thinners Find Out Why

What are the common blood thinner medications they look for? Now, not all of the companies out there are like the ones that we have!

Other final expense insurance companies will red flag blood thinners and give burial insurance policy offers that have higher prices with most likely, waiting time periods!

It’s important to choose the right burial insurance policy when purchasing a plan. The more serious your ailment, it may be harder for you to get coverage or uninsurable altogether depending on what type of blood clotting disorder is present in your body.

Some people with these disorders are covered by disability income and life insurance policies which provide continued benefits after death as long as they were paid up before passing away from the condition that made them ineligible for health care plans like most other Americans have access to.

Above all, talking to the wrong agent can cost you thousands more and not even deliver you an active policy for a couple of years!

Blood Thinners And Final Expense Insurance Underwriting Medications Find Out Now

Strict final expense insurance companies look out for:

Apixaban (Eliquis)
Dabigatran (Pradaxa)
Edoxaban (Savaysa)
Fondaparinux (Arixtra)
Heparin (Fragmin, Innohep, and Lovenox)
Plavix (Clopidogrel)
Rivaroxaban (Xarelto)
Ticlid (Ticlopidine)
Warfarin (Coumadin, Jantoven)

Other burial insurance companies are very strict about approving final expense insurance for applicants on blood thinners. Most will have their own guidelines on how to categorize applicants taking blood thinners.

Usually, they will take a look into when an applicant has filled a prescription for any of the mentioned blood thinner medications above.

Their final expense insurance policy offer will depend on how long an applicant has been taking blood thinners or how long it’s been since they last filled a prescription.

We have a carrier that will give you instant same-day coverage even if you have prescribed blood thinners yesterday! YES, YESTERDAY!

What Will Disqualify You From Life Insurance On Blood Thinners

Other Insurance Companies’ PolicyOffers To Applicants Taking Blood Thinners

1) Higher monthly premium

The policy may not have immediate insurance coverage (waiting period). In addition, at a higher price to somehow compensate for the risk according to their strict guidelines about blood thinners.

2) Higher monthly premium with a Modified waiting period

This kind of final expense insurance policy has a higher monthly premium and pays a discounted death benefit, (30 to 70%) for 2-3 years minimum waiting period until the full death benefit is paid unless the death is accidental. In fact, this is the most common offer from insurance companies that are strict with blood thinners.

3) A bit lower monthly premium with a lower benefit payout

This is pretty much straightforward. They will charge a bit lower than the above and then there will be a lower benefit payout depending on the maturity of the policy.


They sometimes offer coverage as units. Then yearly the coverage drops but the rate stays the same. They are counting on you to be comfortable, then when your family needs it the most, its a fraction of the benefit.

Carriers that are notorious of this, are Colonial Penn and AARP!

How We Can  Find The Best Final Expense Policy Offer For Applicants Taking Blood Thinners

Our founder here at has over 26 years of experience. He has helped hundreds of clients taking blood thinners get the lowest cost with immediate insurance coverage from day one.

We only work with top-rated A+ burial and final expense insurance companies that offer the best burial insurance coverage.

In addition, you can expect the most affordable monthly premiums. Also, a majority of the carriers we represent will have additional innovative benefit features at no extra cost.

Given your information, we will expertly go through all of our top A+ final expense companies that will be lenient towards blood thinners and give you a level policy with the lowest price and immediate insurance coverage for burial or final expense insurance.

Guaranteed Issue Policy And Blood Thinners

What is a guaranteed issue life insurance policy? Now, if for some reason, you weren’t able to qualify for a level benefit final expense insurance policy (and you may already know it) we can immediately secure you a guaranteed issue insurance policy without any questions about your health or medication history.

Our passion is to give EVERYONE in need of the most affordable burial or final expense insurance from top-rated first-class insurance companies.

There will be no non-sense requirements, simple and easy application process with same-day application instant approval in less than 30 minutes!

For more information on blood thinners, CLICK HERE.

Related Articles


It’s important to have the right coverage and it can be tricky to know what you need. Burial insurance is a way for many people in America to protect themselves from one of life’s greatest uncertainties. Those with preexisting medical conditions may not qualify for traditional burial insurance, but we offer specialized plans designed just for them.

Blood thinners are often prescribed by doctors after heart surgery or other procedures that risk blood clotting because they help prevent clots which could lead to an embolism or stroke if left untreated. If you’re considering whether or not this would be a good option for your situation, contact us today! We’ll walk you through how these policies work and answer any questions so you feel confident about making the best decision for YOU!

More Burial Insurance Resources