Senior Life Insurance… In this article, we are going to focus on the consumers who at most risk with the COVID-19, our seniors!! Anyone over the age of 60 should be very cautious as this article will focus on awareness.
Article Easy Navigation
- Why Are People Dying From The Coronavirus, Why are Seniors At More Risk
- Coronavirus Deaths in the US For Seniors 60 and over
- The Symptoms of Coronavirus Disease [COVID-19]
- Why is the Coronavirus Dangerous For Seniors over age 60
- What is the Senior Death Rate of Coronavirus Over 65 in the US
- What if I get the Coronavirus over age 60
- What is the Survival Rate of Coronavirus for Seniors Over 65
- How Long Does The Coronavirus Last
- CDC Coronavirus Travel Advisory
- Where in the USA is the Coronavirus
Do I need a life insurance policy? If you are over the age of 60 you are at more risk THEN MOST of us. In fact, if your a senior with chronic medical conditions and/or pre-existing medical conditions you at risk of getting very very sick.
Seniors with these chronic health conditions should be extra careful.
If you have a community outbreak of COVID-19 there is a chance it could last not just days or weeks, but MONTHS!! SO you older adults should be extra cautious. Above all, if you have an existing health condition that weakens your immune system take precautions.
The World Health Organization has stated that seniors over the age of 80 that got infected with COVID-19 have a fatality rate of 8 times that of younger infected consumers.
Become proactive NOW with this same day instant coverage!
Above all, it’s important to realize that the senior population is more prone to fatalities than the younger population.
Overall, the mortality rate is estimated to me at 2.3%, however much higher for seniors.
- ages 10-59: 2.3%
- ages 60+: 26.4%
So if you are having the following symptoms please seek medical attention. Keep in mind, this is an infectious disease.
Here are the most common symptoms and the percentage of the cases that had these symptoms that translated to COVID-19 infection.
What are the signs and symptoms of coronavirus:
- FEVER (87.9%)
- Dry Cough (67.7%)
- Fatigue (38.1%)
- Sputum Production (Thick Mucus) (33.4%)
- Shortness of Breath (18.6%)
- Muscle Pain/Joint Pain (14.8%)
- Sore Throat (13.9%)
- Headache (13.6%)
- Chills (11.4%)
Above all, it comes down to a weakening of the immune system that comes with age. That is why YOU must be proactive. Put things in place to protect your family.
These are the underlying conditions that put senior over 60 at more risk along with the death rate:
- Cardiovascular disease (10.5%)
- Diabetes (7.3%)
- Chronic Respiratory Disease (6.3%)
- Hypertension (6.0%)
- Cancer (5.6%)
Overall, even if your an adult child and are concerned about the financial burden that could transpire due to this illness to a senior parent, there is something you can do.
Overall, the COVID-19 mortality rate in the US is about 10 times more for seniors over 60 then the infected of ages 59 and under.
This is very important to take seriously, especially if you have some sought of the respiratory condition already. For example, as of 3/12/2020, COVID-19 has taken a heavy toll on seniors in the Seattle-area outbreak as at least 22 seniors in nursing homes have died directly from COVID-19.
This must be taken seriously!! In Wuhan, China and Milan, Italy, some death rates are as high as 5%.
Here is an analogy, would you get on a plane if you had a 1 in 20 chance of the plane going down. Of course not!! Take precautions, wash your hands, stay indoors, Weather the storm.
Above all, go to your doctor or ER as the progress of this disease happens quickly. The early you get treatment the better. DO NOT TAKE IT LIKELY!!
If you have symptoms such as difficulty breathing or shortness of breath, persistent pain of pressure in your chest, or confusion or bluish lips or face, GO TO THE ER!!
How to protect yourself from the Coronavirus?
Above all, take daily precautions. This will increase your protection. Be proactive and do the following.
- Clean your hands, especially after blowing your nose, coughing, or sneezing, or having been in a public place
- Use a hand sanitizer that contains at least 60% alcohol
- Avoid touching high-touch surfaces in public places
- Avoid touching your face, nose, eyes, etc
- Clean and disinfect your home, for example, tables, doorknobs, light switches, handles, desks, toilets, faucets, sinks & cell phones
- Avoid crowds
You are at high risk of exposure to respiratory illness like COVID-19 will increase in crowded and closed in settings.
Taking these precautions you are saving a life!! Again, you are saving lives protecting people from COVID-19.
Can Masks Protect Against Cornavirus COVID-19
Let’s go over this and make sure we know the facts. Is wearing a mask going to protect you from COVID-19? Fact, Fiction? Or Myth?
It’s a myth when it comes to 100% protection. So don’t be going out to a dance hall or restaurant and think you can put on your best Darth Vader and be safe!
The truth is, viruses can be transmitted through tiny viral particles that can penetrate a mask. The good news is, masks are good at catching droplets. Droplets are the main transmission route for COVID-19.
Some studies will suggest it can protect up to 5 times versus those that do not wear them.
if you are getting treatment and you did not ignore the symptoms, then you should be ok. Overall, about half the infected globally have recovered. However, it is based on numbers that are probably not factual.
COVID-19 has many pockets were we don’t really know the actual numbers.
CLICK HERE for the latest update on the global COVID-19 outbreak.
What is the treatment for coronavirus?
There is no treatment for COVID-19, in addition, to knowing preventative as of yet. Overall, patients need supportive care to help them breathe.
It’s hard to tell, but most recovery takes a few weeks. However, being quarantined over 14 days is where the standard is as of now. This could, however, change with some new data.
How long can coronavirus live on surfaces?
This is a great question in trying to find out how to look at COVID-19. The fact is, we really don’t know yet. For instance, new tests have been done and they may indicate that it remains viable in the following:
- In the air, (Up to 3 hours)
- On Copper, (Up to 4 hours)
- On Cardboard, (Up to 24 hours)
- On plastic and Stainless Steel, (Up to 2-3 days)
So this should make you consciously aware of your surroundings.
How To Prevent Getting Coronavirus
The best point of attack is disinfectants with 60-75% ethanol, up to 1% of hydrogen peroxide or bleach. Just clean, clean, clean!!
The CDC has warned US citizens to avoid nonessential travel to Europe. The CDC warnings cover the entire continent of 29 countries.
In addition, President Trump’s national television address from the Oval office restricted travel to Europe for 30 days starting today 03/13/2020.
Expect more Travel ban Coronavirus related in the coming days.
Below is the map link to give you the updated MAP in real-time so you can keep your fingers in the pulse of this disease in real-time!!
Click on the image for real-time, the image is from 03/13/2020
If you are a senior or an adult child and are interested in knowing how to protect your loved ones from the financial burden that this disease can cause unexpectedly fill out the form to the right and an expert will reach out to you.