Getting a final expense or burial insurance for non-cancerous tumor applicants is easy, unlike other qualified health impairments.
The next question that you should ask is. “How can I get the best final expense insurance policy with the most cost-effective payment rates?”
The good news is that your tumor is benign. You won’t generally have a problem getting the best deal for a final expense insurance plan which is a “level policy.”
That has immediate active insurance coverage. However, there are some factors that would unqualify you for a level policy even if your tumor is benign.
Keep in mind, non-cancerous tumors are considered a pre-existing condition.
How To Get An Immediate Active Insurance Coverage On Day 1
Article Easy Navigation
- How To Get An Immediate Active Insurance Coverage On Day 1
- What Could Affect The Quality And Affordability Of An Insurance Policy In Having A Benign Tumor
- What Are The Next Best Options If You Were Unqualified For An Immediate Active Coverage Insurance Policy
- How to get the best possible final expense insurance policy
You need to apply to an A+ rated insurance company with the best final expense insurance for non-cancerous tumor.
The underwriting process involves answering some questions about your health. In addition, the insurance company reviews your medical history.
Once approved, you will be offered a level insurance policy. In fact, this is the best final expense insurance policy.
Along with the lowest rates and immediate active insurance coverage.
Additionally, there other great innovative custom features such as early access to a portion of your policy benefits at no additional costs.
What Could Affect The Quality And Affordability Of An Insurance Policy In Having A Benign Tumor
Brain Tumors – as we know, the brain is the most delicate or fragile organ in our body that is highly perfused with blood vessels and nerves.
Sometimes, a benign tumor is in compromise with a major blood vessel. Including major nerves inside the brain. Then there is a high chance that a level insurance policy will not be offered.
It’s also important to know that if your brain tumor was over 24 or 36 years ago then you can easily be offered with the best final expense insurance level policy options.
Premalignant tumors – this is a tumor that strongly resembles a benign tumor at its early stages but then progresses into a malignant state. Of course, It is critical for a benign tumor to be closely monitored and taken care of as it is absolutely vital and it could be the difference between a quick trip to the operating room or a fight with cancer without the best final expense insurance policy.
Poor lifestyle – as with any disease with getting the best final expense insurance deal, your lifestyle is also a critical factor in getting a level insurance policy. If you lead a healthy lifestyle then the best insurance policy offers will open up.
Other health conditions with a benign tumor can also affect your chances of getting the best final expense insurance policy options.
It’s very important to consult a final expense insurance specialist. Those who have vast experience in getting the best final expense insurance for
non-cancerous tumor clients.
What Are The Next Best Options If You Were Unqualified For An Immediate Active Coverage Insurance Policy
If you did not pass the underwriting evaluation for a lower cost and immediate coverage insurance policy, you will be offered a modified or guaranteed issue final expense insurance policy.
Modified final expense insurance policies will be offered to applicants with higher risks.
This means higher payments, usually about 40 to 80 percent more. A minimum of 2 years waiting period. If you pass away, your beneficiary will receive 40% within the first year.
If you die within the second year, your beneficiary will receive 80%. If you pass away after 2 years then your beneficiaries will receive the full death benefits of the policy.
Guaranteed Issue Policy
If you find yourself ineligible for either a level or modified final expense insurance policy, the last best option is a guaranteed issue policy.
You can easily avail a guaranteed issue policy without answering any questions or having your medical history evaluated by the issuing insurance company.
It has the highest cost and has a 2-year waiting period same with a modified policy but you can be easily approved in less than 10 minutes.
How to get the best possible final expense insurance policy
You need to consult with a final expense insurance specialists that have a passion to ensure that everyone gets the best and affordable coverage.
Insuranceforburial.com shops you to multiple carriers in the market. All top rated A+ insurance companies.
An agent who specializes in both low and high-risk clients with any kind of benign tumor.
Here at InsuranceForBurial.com, we will work with you every step of the way to make sure we understand your present situation.
We will find you the best final expense insurance policy possible without any nonsense requirements and no time wasting.
Our main goal is to give anyone the best insurance policy with same day approval.
We can provide you with flexible payment rate options and make the application process simple via phone call with under 30 minutes approval.
“Call us now and let us help you find the best final expense insurance for non-cancerous tumor today” – Call to action button for call”
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