2024 Burial Insurance For The Blind Guide
Written by Daniel Ray, Life Insurance Expert |
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Fact Checked by
Lisamarie Monaco |
Editorial Disclosure
I am blind. Can I get burial insurance?
Burial insurance is typically thought of as something that the wealthy or elderly need.
However, burial insurance can be a very wise investment for anyone who has a disability and may not have enough money to cover the costs associated with their funeral arrangements.
For those who are blind or have low vision, this can be especially true because they may not be able to work anymore due to their impairment and could rely on others for assistance in making decisions about how they want their funeral arranged.
This blog post will discuss some of the reasons why people with disabilities should consider investing in burial insurance now before it’s too late.
Table of contents
Final Expense Insurance For The Blind
If you or your loved one had some trouble finding the right burial or final expense insurance for being blind, you’ve come to the right page.
We can definitely help you find the best burial insurance policy plans from top-rated A+ insurance companies whether you’re dealing with blindness alone or have other health complications.
We specialize in preexisting conditions and being blind is a qualified health impairment.
We can absolutely help you find the best possible burial insurance offers in the market today.
What You Might Be Missing Out On When Finding A Burial Insurance Policy
As you may have experienced applying for burial insurance for someone who’s blind can be frustrating.
Especially if you are not working with an independent insurance specialist that has access to insurance companies with policies designed for blind clients.
The fact is, there are top-rated A+ final expense insurance companies that can offer the lowest payment rates and immediate insurance coverage (no waiting time period) for anyone who’s blind.
We here at InsuranceForBurial.com are formed by a team of prudent Final Expense Insurance Specialist that has a high success rate in finding the best burial insurance policy for the blind from industry-leading insurance companies.
Also, given your situation, we can simply do the application process easily through the phone. Sounds good?
We can just call the insurance company on a three-way call to approve you via voice signature application. No pressure, No Hassle.
So What Is The Best Possible Burial Insurance Policy Out There For You?
Is there a waiting period for burial insurance? The best type of final expense insurance there is, is commonly called Simplified, Preferred, or Level- names depend on the insurance company.
This type of policy is the best simply because it has the lowest costs and has immediate insurance protection starting from day 1 (no waiting period). By the way, this is what’s being offered to people who have perfect health.
So how can you get a Simplified, Preferred, or Level type of burial or final expense insurance?
The Underwriting Process For Burial Insurance For The Blind
What is covered by burial insurance? Underwriting is the process where insurance companies ask specific sets of questions to assess applicants how much a risk they are and what kind of policy to offer them.
They Will Mostly Ask About The Following:
Personal Details
This will be mostly about your age, gender, height, weight, ethnicity, occupation, salary, etc.
Health Questions
These will be questions about your present health condition, family history of diseases, tobacco use, alcohol or drug consumption, lifestyle, etc.
The main questions in this area would be diseases that insurance companies are on the lookout for. These questions will vary from one insurance company to another, like for example…
Mostly all insurance companies may not ask about the applicant’s vision or being blind because they do not think blindness is such a risk- and this is actually with most insurance companies.
The Truth About Blindness And Final Expense Insurance
But hold on, blindness may come with other health situations that would affect the quality of the policy to be offered. Insurance may additionally ask about the following questions…
Are you currently under home health care?
Do you need full assistance with activities of daily living?
Most people who are newly blind will need some time to adjust to the activities of daily living and others who have other health complications will require home health care.
Best Burial Insurance Companies For The Blind
Other insurance companies are so much concerned with applicants that require home health care and assistance with activities of daily living that they just bluntly reject burial insurance applicants for it or offer them policies with higher costs with waiting time periods.
Fortunately, there are top-rated A+ insurance companies that are not strict with home health care or ADL assistance that they do not ask about it. These insurance companies will most likely offer a simplified type of policy that has the lowest payment rates and no waiting time period.
We have access to these top-rated insurance companies that are absolutely OK with being blind and needing home health care and activities of daily living assistance.
So please contact our Final Expense Insurance Specialists to assist you to get this sorted out.
Final Expense Insurance Medications And Medical Records Assessment For The Blind
With regard to blindness, there are no specific medications that will directly indicate that you’re blind. So insurance companies won’t really know what you’re blind to by reviewing your medications.
When insurance companies review your MIB, they will take a look if you have had some serious illness within the past 2 years, and with regards to you being blind, it won’t matter because almost all of the top-rated A+ insurance companies couldn’t care less about blindness.
Sounds great, right? yup!
These are the things insurance companies lookout to determine eligibility and what kind of policy to offer to the blind.
Great News For The Totally Independent Blind Person
If you’re just dealing with blindness and you’re totally independent… you’re golden! You’re out of the woods! The ball is in your court!
You can pick any insurance company that you want and they will offer 100% immediate full benefits insurance coverage from day 1 at the lowest payment rates without a doubt.
How To Get The Best Burial Or Final Expense Insurance Policy For The Blind
How we here at InsuranceForBurial.com can you help you find the best final expense insurance possible.
We are a group of smart insurance experts who specialize in final expense insurance. This is insurance that can help cover burial costs. We really care about finding the best burial insurance policy for anyone who is dealing with blindness.
We’ve been doing this for over 29 years and are allowed to work in 50 states. We only suggest the very best policies from top-notch A+ insurance companies. These policies often come with cool, extra features that don’t cost you anything more.
What we only need from you is a little bit of your time on the phone to ask you important details about your health and your situation being blind.
Even if you have home health care assistance, we can get you coverage!
For more information on the vision impaired, CLICK HERE.
Talk to us now! We promise you a simple interview process over the phone via voice signature application.
Conclusion
Have you been struggling to find the right burial or final expense insurance for being blind? If so, don’t worry.
We have a solution that will give you peace of mind and ease any worries about paying your funeral costs if something unfortunate happens.
Whether it be through our pre-paid plans with guaranteed rates or our free quote service – we promise to get back in touch within 24 hours! Don’t hesitate; contact us today and let’s start planning together.
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