If you are looking for burial insurance in Philadelphia, you came to the right place!
Life has a funny way of coming full circle.
From the streets of Philadelphia, where many of us played as kids, to the city’s rich history we’ve learned to love, there’s no place like home.
As Philly seniors, it’s natural to think about the future and how to best protect our families.
One thoughtful way is through burial insurance. But what is it? And why might you need it?
Let’s break it down, Philadelphia style.
Table of Contents
Why Think About Burial Insurance Now?
You might wonder, “Why do I need to think about this now?”
Well, life can be as unpredictable as our city’s weather.
Just as you wouldn’t want your family to be caught in a rainstorm without an umbrella, you wouldn’t want them to face financial burdens when you’re gone.
Here’s the simple truth: Funerals can be expensive.
Really expensive.
As Philadelphians, we deserve to know our options so we can make the best choices for our families.
Secure your loved ones' future with burial insurance
Or Call Lisa & Danny at 855-380-3300
Philadelphia’s Senior Benefits And How They Tie Into Burial Insurance
Philadelphia isn’t just the home of the Liberty Bell and mouth-watering cheesesteaks.
It’s a city that cares about its older residents. One way it shows that love is through senior benefits, including burial insurance.
Now, you might ask, “What on earth are senior benefits?” Great question!
These are special perks and advantages offered to the elderly.
Think of them as a ‘thank you’ card for all the years you’ve added flavor to our beloved city.
And among these perks?
Burial insurance designed just for folks like us. It’s more than just a policy—it’s peace of mind. It’s knowing that even in our golden years, we’re still looking out for our families.
Breaking Down Funeral Costs in Philadelphia
Let’s talk numbers.
Have you ever thought about how much a funeral might cost in Philly?
Prices can range from a few thousand dollars for basic services to much, much more if you opt for all the bells and whistles.
When you add up the cost of a burial plot, a coffin, a headstone, and other expenses, it becomes clear:
Funeral costs can add up quick.
And that’s where senior life insurance comes in.
It’s like a safety net, ensuring that our families won’t have to scramble or worry about the bills.
Average Funeral Price in Philadelphia, PA
DIRECT CREMATION
| Area | Average | High | Low | Rank |
|---|---|---|---|---|
| Philadelphia Metropolian Area (City (MSA)) | $2,421 | $4,950 | $500 | 86 (of 392 metros) |
| Pennsylvania (State) | $2,456 | $6,360 | $500 | 17 (of 50 states) |
| National | $2,185 | $9,800 | $275 |
AFFORDABLE BURIAL
| Area | Average | High | Low | Rank |
|---|---|---|---|---|
| Philadelphia Metropolian Area (City (MSA)) | $5,504 | $10,180 | $3,125 | 64 (of 392 metros) |
| Pennsylvania (State) | $5,279 | $10,180 | $2,850 | 16 (of 50 states) |
| National | $5,113 | $11,800 | $2,830 |
FULL SERVICE CREMATION
| Area | Average | High | Low | Rank |
|---|---|---|---|---|
| Philadelphia Metropolian Area (City (MSA)) | $6,761 | $10,445 | $3,695 | 52 (of 392 metros) |
| Pennsylvania (State) | $6,515 | $15,570 | $3,149 | 16 (of 50 states) |
| National | $6,219 | $19,300 | $2,555 |
TRADITIONAL FULL SERVICE BURIAL
| Area | Average | High | Low | Rank |
|---|---|---|---|---|
| Philadelphia Metropolian Area (City (MSA)) | $9,175 | $12,255 | $5,720 | 48 (of 392 metros) |
| Pennsylvania (State) | $8,794 | $18,950 | $5,334 | 16 (of 50 states) |
| National | $8,554 | $21,475 | $4,850 |
What’s the Deal with Final Expense Insurance?
You might have heard the term “final expense insurance” and thought it was just another name for burial insurance.
And you’d be right.
They mean the same thing.
Furthermore, final expense insurance is like the superhero of senior insurance in Philly.
It doesn’t just cover funeral costs. Nope, it goes above and beyond.
Think of those unexpected bills or debts we might leave behind.
Final expense insurance has got them covered.
And the best part?
Philadelphia has some fantastic options tailor-made for seniors.
It’s all about ensuring our families have fewer things to worry about.
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Or Call Lisa and danny 855-380-3300 where final expense insurance is done differently
Finding Affordable Burial Insurance for Seniors in Philly
“Okay, this sounds great, but what if I’m on a tight budget?”
If this is you, don’t sweat it.
Philadelphia offers a buffet of burial insurance plans to fit all budgets.
Just as there’s a cheesesteak for everyone in this town, there’s a plan for every pocket.
So, how do you find the best one?
Start by researching and comparing.
Just like shopping for the best hoagie, you’ll want to find the best value for your buck.
Burial Insurance Cost In Philadelphia
Female
| Age of Applicant | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 50 | $12.86 | $23.06 | $33.08 |
| 55 | $14.97 | $26.94 | $38.90 |
| 60 | $18.04 | $32.87 | $47.70 |
| 65 | $22.11 | $41.01 | $59.91 |
| 70 | $28.07 | $53.12 | $78.18 |
| 75 | $37.81 | $72.41 | $107.01 |
| 80 | $50.82 | $98.43 | $146.05 |
| 85 | $69.55 | $135.90 | $202.25 |
| 90 | $149.69 | $296.41 | NA |
Male
| Age of Applicant | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 50 | $15.37 | $27.73 | $40.08 |
| 55 | $18.72 | $34.43 | $50.13 |
| 60 | $22.72 | $42.42 | $62.13 |
| 65 | $28.41 | $53.82 | $79.22 |
| 70 | $36.47 | $69.93 | $103.38 |
| 75 | $50.22 | $97.43 | $144.64 |
| 80 | $71.44 | $139.73 | $207.99 |
| 85 | $97.97 | $192.74 | $287.51 |
| 90 | $176.59 | $350.21 | NA |
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FAQs
Why is burial insurance different from regular life insurance?
Think of burial insurance as a special type of life insurance. While both can help after someone passes, burial insurance is focused mainly on those funeral and related costs. It’s like choosing between a plain pretzel and one with mustard – both are good, but one has a specific flavor.
Is there an age limit for burial insurance in Philly?
Most companies focus on the senior crowd, but the age limit can vary. Best to ask and see.
How do I know I’m getting the best deal?
It’s all about comparing and doing a bit of homework. Just like you wouldn’t buy the first pretzel you see, don’t grab the first insurance plan. Let us shop you nationwide. I am like your instacart of life insurance, getting you the best plan for you along with the best savings!
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Conclusion
From the steps of the Art Museum to the heart of Center City, Philadelphia is more than just a city; it’s our home.
And as we think about the future, burial insurance offers a way to protect and cherish our families.
It’s about love, foresight, and ensuring our legacy in the City of Brotherly Love continues without added financial burdens.
So, dear Philadelphians, take that step today – for peace of mind and for family.
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